Josh McGinnis

ARE YOU A REAL ESTATE AGENT LOOKING TO GROW YOUR BUSINESS?

Guaranteed Communication

Continuous updates throughout the entire loan process.

Referral System

Unique system to send referrals back to realtors.

$10K Closing Guarantee

Ensuring closure with financial security for sellers.

HOW CAN WE HELP YOU?

Hello, Tennessee realtors! I’m Josh McGinnis, and my team and I are dedicated to transforming the mortgage process for you and your clients here in Tennessee. We understand the challenges you face and have tailored our services to not just meet but exceed your expectations. Here’s how we stand apart:

Reliable Communication: We keep you in the loop at every step. With our commitment to constant realtor communication, you’ll never find yourself wondering about the status of a loan. This means less time spent on follow-ups and more time focusing on your sales.

Referral Reinforcement: Our innovative system ensures that when you send business our way, we send it right back. This mutual support helps grow your network and ours, fostering a strong partnership.

Rock-Solid Guarantees: With our $10K Closing Guarantee, we put our money where our mouth is. If a loan doesn’t close due to our underwriting, we pay the seller $10,000, making our pre-approved loans as good as cash.

Expertise and Speed: Our experienced team prides itself on facilitating quick, straightforward loan processes. Specializing in a variety of loans, including VA loans for our veterans, we ensure that every client finds the perfect financial solution.

Let’s collaborate to make every transaction seamless and successful. Partner with the McGinnis Team for a mortgage experience that prioritizes your needs and those of your clients. Ready to elevate your real estate transactions? Book a call with us today!

WHY CHOOSE US?

Never miss updates with our constant communication pledge
Special expertise in VA loans for veterans and families
Competitive rates to ensure the best financial solutions
Streamline your transactions with our efficient loan process
Closed 100% of pre-approved loans for over five years

SEE WHAT PAST CLIENTS ARE SAYING ABOUT OUR TEAM

     Excellent  
     Based on 56 reviews 
    
 
 
   
 
 
        
   Brian Tecler 
 2024-05-27
 
 
 Trustindex verifies that the original source of the review is Google. The entire Benchmark team was involved with my loan process..Being self employed it was a challenging loan ..they walked me through every step including what needed to be done eight months before we were ready to actually begin the process..after we followed their advice we called them back and they we there waiting for us ..they answered every question I had (which was quite a few) and got us to the finish line with a great rate and the lowest down payment possible…Highly Highly Highly Recommended Josh Jacob and Stacey and the entire Benchmark team ..
  
 
       
   Alex Berwick 
 2024-05-23
 
 
 Trustindex verifies that the original source of the review is Google. I have reached out to Josh several times over the last few years. Every time he has been friendly and helpful. I have been greatly impressed by his honesty and knowledge. He has redirected to me on several occasions to other lenders because he knew I would get better rates with other institutions. He is a straight shooter that will definitely get you the help you need. Thanks Josh!!
  
 
       
   Robert Karban 
 2024-05-07
 
 
 Trustindex verifies that the original source of the review is Google. Josh and his team did an excellent job with the mortgage process for our new home! They frequently communicated using calls, text and email which we found refreshing in the times we live in today. I will definitively recommend the McGinnis Team when the opportunity arises.
  
 
       
   Scarlett Rogers 
 2024-03-08
 
 
 Trustindex verifies that the original source of the review is Google. Josh McGinnis and his team are a pleasure to work with. They are hard-working and go above and beyond. Josh has helped us twice now and has made the process easy and smooth each time. The personal attention he and his team offer is what really sets them apart from the rest. Highly recommend to anyone looking to purchase or refi.
  
 
       
   Annette Lewis 
 2024-02-28
 
 
 Trustindex verifies that the original source of the review is Google. Excellent communication and extremely helpful throughout the entire process.
  
 
       
   zfarrow21 
 2024-01-22
 
 
 Trustindex verifies that the original source of the review is Google. My wife and I had the absolute best time working with Josh and his Team. They were there for every step and made it easy and effortless. If you are looking to buy a home make sure you give this team a call and watch them work theor magic! If I could give them more than 5 stars I would.
  
 
       
   Jim Kelly 
 2024-01-18
 
 
 Trustindex verifies that the original source of the review is Google. Josh was great to work with.

Very helpful.

MEET WITH JOSH

START WORKING WITH JOSH!

McGinnis Team – Mortgage Lender – Benchmark Home Loans
300 Ashland Terrace
Chattanooga, TN 37415

– McGinnis Team – Mortgage Lender – Benchmark Home Loans

Josh McGinnis NMLS: 1632318
Ark-La-Tex Financial Services, LLC NMLS: 2143

All loans subject to credit approval. Rates and fees subject to change. In accordance with Section 326 of the USA PATRIOT Act of 2001, Ark-La-Tex Financial Services, LLC NMLS: 2143 is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act.